Capitual is a project that provides users with convenient and fast exchange of fiat and cryptocurrency funds, as well as the ability to pay for their purchases at any store using cryptocurrency. Users will be able to put forward their ideas and vote for them. The voice weight of users will be determined by the number of their CPB tokens. Users will be able to replenish or withdraw their funds without paying commission fees.
Business Model Overview Capitual (CPB)
1. The validity of income
The project will receive income from the provision of services and fees. Users will pay 2 types of fees: interest applied to the amount for the transaction and a fixed fee for certain operations. Each quarter Capitual will publish analytical reports for the owners of tokens CPB and pay them 30% of all profits.
2. Number of currencies accepted
The project accepts such liquid currencies as: BTC, ETH, LTC, DASH, EUR, USD.
3. Token emission
In the project there is a limited number of tokens. A total of 85,000,000 CPB tokens will be issued (p. 59 of White Paper).
4. Discount on the purchase of tokens
The project has no discount on the purchase of tokens.
The project’s project plan specifies its goals by the end of 2020 (p. 74 White Paper). After completing the tokenail, the project authors will distribute the funds as follows: 40% - “Liquidity Fund”, 5% - “Legal expenses”, 30% - “Marketing campaigns”, 25% - “Project development”.
6. SOFT CAP / HARD CAP Ratio
The project has an excellent SOFT CAP / HARD CAP ratio, which is a plus to its investment attractiveness. The values of SOFT CAP and HARD CAP are the same and amount to $ 51,000,000.
7. MVP availability
The project has developed MVP.
8. Risk assessment and insurance
There are no risk assessments according to international standards, as well as any risk insurance methods, for example, Escrow, which increases the risk of losing capital for investors.